2025 Mortgage Rates Canada. For a mortgage with a down payment. Tell us what you're after to see the best canada mortgage rates in 2 minutes.
High rates impact new homebuyers entering the market and existing homeowners looking to renew their mortgages. The market consensus on the mortgage interest rate forecast in canada is for the central bank to cut rates by 0.25% from 4.25% to 4% at their october 2025 meeting.